If you have receive this type of letter, I would suggest that you seek advice immediately!
Wescot Credit Services Ltd
P.O. Box 137
Client Reference: NUMBER
Further to a recent correspondence regarding the above account, which was passed to us for collection by our client Barclaycard, we note from our records at the balance of £9000 remains an outstanding.
Our client is prepared to assist you in clearing this debt by offering you the opportunity to make the reduced settlement on the outstanding balance on very favourable terms.
WHAT SHOULD YOU DO?
To take advantage of this opportunity, please contact us now on 0844 824 1153 We can be contacted 7 days a week as follows:
Monday – Friday 8am – 9pm
Saturday 8am – 4pm
Sunday 9am – 4pm
This settlement offer is conditional on you contacting us within 10 days of the date of this letter. We will be able to give you full details of this opportunity and advise you how payment can be made.
Please note that this offer is for a limited period only.
If you are unable to take advantage of this offer, we will still consider a realistic repayment plan and you should contact us urgently to discuss your options.
Wescot Credit Services
Even if you are interested in accepting their offer, I would suggest that you still seek advice on how to proceed with this. Never ignore letters from creditors, as it could make the situation worse.